LENDING POLICY

24SevenLoans does not set provider lending decisions

This page explains the distinction between the 24SevenLoans connection service and the independent decisions made by participating providers.

24SevenLoans is not a lender

24SevenLoans does not originate loans, approve applications, set interest rates, set fees, determine eligibility or decide which consumers receive an offer. Those decisions belong to the participating provider that evaluates a request.

Provider criteria

Each provider may use its own eligibility criteria and review process. Requirements can vary by provider, state, product and individual circumstances. Submitting a request through 24SevenLoans does not guarantee that a provider will present an option.

Review provider terms

If an option is presented, the provider's offer and disclosures control the applicable rates, fees, repayment period and other terms. Read those documents carefully before accepting an offer.

No guaranteed outcome

24SevenLoans cannot guarantee approval, funding, an offer, a particular amount, rate, fee or repayment term.

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